FINANCIAL CONSULTING PRACTICE

Financial capital constitutes assets, securities, and of course, cash. In today’s cut-throat competition, having access to funds means the difference between capturing the market or just having run the race. Conglomerates requiring billions of dollars in equity or debt or start-ups having fund necessities of hundreds of millions of dollars – We can help at both ends of the spectrum. The cost of debt is less than equity as debt provides a recourse. While debt requires servicing an interest charge, equity provides returns on stock appreciation or dividend. Preferred Equity has a higher order as compared to common equity and hence provides a lower cost of capital.

Our partners, advisors and consultants can help you with:

• External commercial borrowing including commercial bank loans, buyers' credit, suppliers' credit, securitised instruments such as floating rate notes and fixed rate bonds etc., credit from official export credit agencies and commercial borrowings from the private sector window of multilateral financial Institutions such as International Finance Corporation (Washington), ADB, AFIC, CDC, etc.
• Foreign currency convertible bonds issued in currencies different from the issuing company's domestic currency to raise money in foreign currencies
• S$-denominated bonds including Singapore Government Securities (SGS), quasi-government bonds, corporate bonds, and structured securities
• Revolving credit allowing for the loan amount to be withdrawn, repaid, and redrawn again in any manner and any number of times, until the arrangement expires
• Current account business overdraft, authorised or unauthorised, for fluctuating finance requirements over a fixed period of time or as a rolling facility 6) Non-Deliverable Forwards/ Forward Contracts for Differences (FCD) for Synthetic foreign currency loans
• Guaranteed Foreign Currency Loans (US$) / Bonds
• Purchase Order Financing including contract finance, selective invoice discounting, confidential invoice discounting and loans.
• Buyer’s Credit short-term loan facility from banks and other financial institution
• Accounts Receivable Recourse Factoring
• Non-Recourse Factoring

Investor appetite for equity financing is directly related to state of economy and financial markets in general and specifically to equity market. A steadfast stream of investment is signal of investor confidence while an overwhelming stream of financing is a certain indication of exuberant disposition. On the contrary, there is a marked slowdown in equity financing subsequent to market corrections, symptomatic of investor risk aversion.

We help you raise equity financing to meet your funding requirements for long term growth through a vast network of investors including professional Venture Capitalists, Private Equity, Family Offices, etc.

Raise capital through the sale of common equity, preferred stock, convertible preferred stock, rights offerings including warrants, etc.

Use of equity capital through multiple rounds of financing to reach a maturity stage - Strict adherence to local laws and regulations

Debt financing is provided to companies, who have a requirement of funds for expansion and growth, usually through loans or bonds, in exchange of promise to return at a later date. We help companies raise funds at competitive terms through top global wholesale banks.

Due to our longstanding relationship with global banks, we provide you creative fund requirements solutions for business, trade finance, imports and exports. We can assist you in monetization of owned/ leased banking instruments including BG’s (Bank Guarantees), SBLC’s (Standby Letter of Credit), LOC’s (Letter of Credit), CD’s (Certificate of Deposit), DPLC’s (Direct Pay Letter of Credit) amongst others from the initial lease/ purchase to the final step of monetization.

Our services include assistance in application and account opening to help collateralize for short-term capital or long-term funding with credit facilities.

For intermediate size of businesses, we can help with mezzanine financing – a combination of equity and debt capital. This lies in the middle of the spectrum between pure equity and pure debt financing with an intermediate level of lower risk debt and higher risk equity. We help businesses negotiate better terms of financial performance requirements for funding the company. Mezzanine financing presents more value for borrowers as it provides more value to lenders. For the accountants, it is reflected as equity on the balance sheet and hence helps bridge the gap between the point where the start-up is not eligible for debt financing and the point where private equity and venture capitalists are interested in funding the organization.